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Digital Federal Credit Union (DCU) Rocks!

by: Rob "EaBo Clipper" Eno

Sat Nov 07, 2009 at 12:34:05 PM EST


With all the negative press the financial industry is getting I wanted to share a story that just happened to me.  It is a story of a financial institution that cares for its members and helps immediately.

At around 11:45 this morning I went to Taco Bell and my ATM/Debit Card was declined.  Which for a $5.09 transaction was shocking to me.  I used another card and paid for the transaction.  I then looked at my mobile DCU branch on my Blackberry and found I had an negative Available balance of greater than $150.  This made absolutely no sense to me.  

I then went to the DCU branch next to the Solomon Pond Mall and sat with a customer service representative, actually the Assistant Branch Manager Mrs L.   She was able to show me the pending Visa Transactions including two transactions two minutes after each other from around 10 last night.  The two transactions totaled a large sum of money and were from California in nice round numbers.  

Mrs. L. was able to immediately cancel my ATM/Debit card and issue a new one ON THE SPOT with my name on it.  She also allowed me to dispute the transactions immediately. Thus freeing up my bank account and allowing me access to my balance this weekend.

This experience was one of the best customer service experiences of my life, and I wanted to share it with all of you.  Normally I would not do something like this, but the violation you feel from a fraud of this magnitude is real.  I wanted you to know that if you are looking for an alternative to your current financial institution you should give http://www.dcu.org a try.

Rob "EaBo Clipper" Eno :: Digital Federal Credit Union (DCU) Rocks!
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Not to Throw Water On Your Parade but .. (0.00 / 0)
Maybe I am just lucky but I have had similar experiences with several other financial institutions and they have always canceled out the stupid charges on the spot.
At one point Chase actualy contacted me to let me know that someone had just tried to place a bogus charge that they took the initiative to decline.
Evidently fraud prevention techniques are improving some and that is a good thing because someone is paying for all of this crap.  

To add to the water that you are not throwing... (0.00 / 0)
How do you know your banking institutions aren't at fault?  Couldn't it be that poor security on their part is the reason that someone someplace has your card number and is charging things to it?

---
"It is true that I am of an older fashion; much that I love has been destroyed or sent into exile." - The Judgement of Dr. Johnson, Act III


[ Parent ]
The Whole System Is Full Of Holes (0.00 / 0)
There is more skimming and fishing and who knows what going on out there to make it even worth thinking about.
I do and will continue to buy stuff on the internet and if my numbers are getting sold its up to the bank to stop it. Who is to blame? Who knows?
It used to gaul me when I would open a statement and find a few thousand dollar transactions went off in Malaysia or someplace and when I called to protest the charges the company would just wipe them away like it was nothing at all ..
Umm, wasnt that real money that they just pissed away?
So lately I take it as a plus that they can figure out that I am not out buying wide screen tvs in Cuba after filling my car up with gas minutes before up the street at the quickee mart.
It looks like things are finaly tightening up ... geez I even have kids asking me for IDs lately and that hasnt happened in decades. Maybe banks are finaly going to treat money as if it were .... money.

[ Parent ]
so... (0.00 / 0)
what were you trying to buy for $5.09?

google search for something that costs $5.09: http://gb.dollarnights.com/i41...

no justice, no peace.


The T3 Taco Supreme Meal at Taco Bell n/t (5.00 / 1)


[ Parent ]
so not only did you suffer identity theft... (0.00 / 0)
but those bastards denied you taco bell?

outrage!

no justice, no peace.


[ Parent ]


Adverstise here for as low as $60 per week.



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